CMS Funding Blog

Professional development is not only an effective skill-building tool, but it’s also a growing trend among businesses. In fact, research indicates that companies in the U.S. spend over $164 billion annually on employee learning. Needless to say, professional development takes valuable financial resources and it may be worth it to get a working capital loan.

Managing your working capital wisely is essential in successfully growing your small business. What exactly is working capital? It’s the difference between your company’s assets and liabilities. The goal is to have more assets than liabilities, which gives you more flexibility in covering operational expenses and preparing for growth.

Here are three ways to optimize working capital for your business.

Staying on top of your inventory management is an incredibly effective way to improve your small business working capital. Having too much capital invested in inventory can put your company at risk if you ever have a need for additional cash on hand. To help better control your inventory levels (and your working capital), follow these three strategic tips.

An e-commerce business can be an excellent alternative to selling products in a brick and mortar store. But even with lower startup and overhead costs, you still need to be realistic with your working capital estimates. Here are a few strategies to successfully start your e-commerce business without needing a ton of up-front working capital.

Managing your company's cash flow to avoid any short-term financial issues can be challenging no matter how long you’ve been in business. There are so many variables involved, many of which are out of your control. From consumer household spending to the timing of a customer payment, even the most successful company can face a cash crunch at some point.

Working capital is the lifeblood of any small business. If your liabilities outweigh your assets (or come pretty close to it), then your working capital is either non-existent or extremely limited. A loan designed specifically to inject working capital into your business can help you overcome a number of potential obstacles.

Managing your small business’s working capital is a delicate balancing act. A more aggressive strategy involves spending more in order to make more. A conservative approach, on the other hand, requires you to save working capital in order to lower your risk. Which one is best for your company? Keep reading to find out!

Reaching the fifth year of business is a huge milestone for any company. Once you hit that mark, you’re much more likely to have lasting success for years to come. So, how can you maximize your chances of reaching five years? Perhaps the most important factor is how well you manage your working capital.

Working capital offers protection to small businesses so you can ensure the continuance of your business operations. Whether you’re trying to weather a financial storm or wanting to take on a large order, it’s important to figure out how much money to borrow through a working capital loan. Here are a few steps you can take to get an accurate understanding of your business needs.

As a small business owner, you understand the importance of having enough working capital on hand to stay afloat during tight seasons and thrive during periods of growth. One type of working capital financing has become increasingly popular: the microloan. Find out what it is and how you can utilize this helpful resource to fortify your business’s cash flow needs.