CMS Funding Blog

When you’re running a family-owned business, your cash flow management is vital, not only to keep your company afloat, but also to ensure your family’s well-being. A working capital loan can help you in a number of ways. Here are four ways you can use one to support your business.

Managing your working capital wisely is essential in successfully growing your small business. What exactly is working capital? It’s the difference between your company’s assets and liabilities. The goal is to have more assets than liabilities, which gives you more flexibility in covering operational expenses and preparing for growth.

Here are three ways to optimize working capital for your business.

At some point, most small businesses find themselves needing additional working capital to help bridge a gap in funds or take their company to the next level. It’s wise to explore all of your financing options in order to make the best financial decision. We’ll help you weigh the pros and cons of SBA loans to see if it’s the right fit for your business.

Using equipment leasing to add vending machines to your commercial real estate property can be an excellent way to increase revenue with little to no extra effort on your part. It doesn’t matter if you own or manage retail space, office space, or even a residential area—if people are walking by, having one or more vending machines has the potential to bring success.

We’ll show you exactly how (and why) to give it a shot.

Your receptionist may have been hinting at a new desk chair for months, but when is it time to pay attention to these requests? Here are four signs that your office may be ready for some new furniture. And before you say, “It’s not in the budget,” consider an alternative, cost-effective option like equipment leasing.

Creating a successful restaurant takes skill both in the kitchen and in your financial books. Luckily, the latter doesn’t have to be as difficult as you might expect. You can help improve your restaurant’s finances through equipment leasing. Find out how this method can boost your business in four helpful ways.

Sales-based businesses may consider a merchant cash advance when an infusion of working capital is needed. You’ll receive a lump sum upfront in exchange for an agreed-upon share of future sales that come from debit or credit cards. This kind of short-term financing typically lasts between 6 and 12 months. Is it right for you? Let’s learn more about the pros and cons.

As every restaurant owner knows, the food industry is one of the toughest industries out there. Not only do you have to walk the line separating quality from profit, but you also have to create a warm atmosphere that your customers will want to experience time and time again. And if that wasn’t enough, many new restaurant owners also have to balance books, pay people’s wages, manage orders, and create a fair, equitable schedule for their staff.

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Surviving (and hopefully, thriving) your first five years as a small business owner is a huge milestone. After all, the vast majority of business fail within this time frame, so it’s a major accomplishment to pass that threshold.

But what should you do in year six?

Small business owners have to stay on top of both their personal credit and their business’s credit if they want to stay afloat in all economic climates. Thankfully, this is easy enough to do as long as you know where to begin.