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CMS Funding Blog

Should You Use a Working Capital Loan to Pay Your Taxes?

Posted by Alan Brown on Jun 14, 2019 2:43:52 PM

 

While many new tax laws were designed to help small businesses, it’s still possible to end up with an unexpected bill that you’re not prepared to pay all at once. While you can certainly set up a payment plan directly with the IRS, it’s not always in your best interest.

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Topics: Working Capital Loans, Tax Savings, Working Capital Needs, Business Management, Tax Benefits

Can You Use a Working Capital Loan for Professional Development?

Posted by Alan Brown on May 28, 2019 4:56:36 PM

 

Professional development is not only an effective skill-building tool, but it’s also a growing trend among businesses. In fact, research indicates that companies in the U.S. spend over $164 billion annually on employee learning. Needless to say, professional development takes valuable financial resources and it may be worth it to get a working capital loan.

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Topics: Working Capital Loan, Working Capital Management, Working Capital Needs, Business Management, Human Capital, Professional Development

How to Use a Working Capital Loan for a Family Business

Posted by Alan Brown on May 15, 2019 5:17:01 PM

 

When you’re running a family-owned business, your cash flow management is vital, not only to keep your company afloat, but also to ensure your family’s well-being. A working capital loan can help you in a number of ways. Here are four ways you can use one to support your business.

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Topics: Working Capital Loan, Working Capital Needs, Small Business Management, Small Business Growth, Cash Flow, Family Business

When to Expand Your Team With a Working Capital Loan

Posted by Alan Brown on Apr 17, 2019 5:29:09 PM

 

Growth can be good for your business, but smart growth is even better. If you’re thinking about securing a working capital loan to help expand your team, do a bit of analysis to make sure you’re really ready for it. Here are three signs that it’s time to take the next step in hiring by giving your working capital a boost with financing.

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Topics: Working Capital Loan, Working Capital Needs, Business Management, Expansion

Equipment Leasing as an Alternative to Loan Stacking

Posted by Alan Brown on Apr 1, 2019 5:19:47 PM

 

Many small businesses require intensive amounts of capital to both stay afloat and expand their services or products. Whether you’re constantly trying to keep up with inventory requests or you want to capitalize on a new expansion opportunity, taking out a business loan may seem like the only answer.

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Topics: Equipment Leasing, Wokring Capital Loan, Working Capital Needs, Loan Stacking, Loan Stacking Alternative

Working Capital Needs: Get the Best Tech for Your Small Business

Posted by Alan Brown on Mar 29, 2019 4:52:57 PM

 

Technology is an integral part of our everyday lives. Regardless of what kind of small business you operate, chances are there’s some type of technology that could streamline your processes and improve your overall workflow. The catch is that a lot of this useful tech can be expensive, even if it eventually results in better margins down the road.

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Topics: Working Capital Needs, Technology Upgrades, Working Capital Technology

Business Credit Cards vs. Working Capital Loans: What’s the Difference?

Posted by Alan Brown on Mar 20, 2019 5:03:26 PM

 

At some point, most small businesses use some type of financing to either cover expenses during down periods or to fuel growth during periods of expansion. Two common options favored by small business owners are business credit cards and working capital loans. Find out the difference between the two so you can make an informed decision the next time you need an injection of capital.

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Topics: Working Capital Loan, Credit Card Alternatives, Working Capital Needs, Credit Cards, Business Credit Cards

Construction Company Owners: Grow Your Business With More Working Capital

Posted by Alan Brown on Mar 4, 2019 4:33:39 PM

 

Going about your “business as usual” isn’t going to inject any growth into your current construction business. To really focus on expanding, you have to think outside the box and figure out the most effective ways to elevate your company. What could you accomplish with some extra working capital? Here are a few ideas to get the ball rolling.

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Topics: Working Capital Loans, Growth, Working Capital Needs, Small Business Management, Working Capital Strategy

How Much Working Capital Do You Need to Start an E-commerce Business?

Posted by Alan Brown on Feb 21, 2019 5:23:21 PM

 

An e-commerce business can be an excellent alternative to selling products in a brick and mortar store. But even with lower startup and overhead costs, you still need to be realistic with your working capital estimates. Here are a few strategies to successfully start your e-commerce business without needing a ton of up-front working capital.

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Topics: Working Capital Management, Working Capital Needs, Business Management, Working Capital Strategy, Ecommerce

How a Lack of Working Capital Can Hurt Your Company

Posted by Alan Brown on Jan 9, 2019 12:37:07 PM

 

Working capital is the lifeblood of any small business. If your liabilities outweigh your assets (or come pretty close to it), then your working capital is either non-existent or extremely limited. A loan designed specifically to inject working capital into your business can help you overcome a number of potential obstacles.

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Topics: Working Capital Loan, Working Capital Management, Working Capital Needs, Small Business Management, Working Capital Strategy

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