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CMS Funding Blog

How to Avoid a Cash Crunch with a Working Capital Loan

Posted by Alan Brown on Jan 17, 2019 5:24:48 PM

 

Managing your company's cash flow to avoid any short-term financial issues can be challenging no matter how long you’ve been in business. There are so many variables involved, many of which are out of your control. From consumer household spending to the timing of a customer payment, even the most successful company can face a cash crunch at some point.

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Topics: Working Capital Loan, Working Capital Management, Short Term Working Capital, Working Capital Strategy, Small Business Management, Budgeting

How a Lack of Working Capital Can Hurt Your Company

Posted by Alan Brown on Jan 9, 2019 12:37:07 PM

 

Working capital is the lifeblood of any small business. If your liabilities outweigh your assets (or come pretty close to it), then your working capital is either non-existent or extremely limited. A loan designed specifically to inject working capital into your business can help you overcome a number of potential obstacles.

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Topics: Working Capital Loan, Working Capital Strategy, Working Capital Needs, Working Capital Management, Small Business Management

Working Capital: Is an Aggressive or Conservative Strategy Right for Your Business?

Posted by Alan Brown on Dec 26, 2018 2:32:15 PM

 

Managing your small business’s working capital is a delicate balancing act. A more aggressive strategy involves spending more in order to make more. A conservative approach, on the other hand, requires you to save working capital in order to lower your risk. Which one is best for your company? Keep reading to find out!

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Topics: Working Capital Needs, Working Capital Strategy, Working Capital Management, Working Capital Loans, Business Management

5 and Under: How Young Small Businesses Should Manage Their Working Capital

Posted by Alan Brown on Dec 18, 2018 5:14:34 PM

 

Reaching the fifth year of business is a huge milestone for any company. Once you hit that mark, you’re much more likely to have lasting success for years to come. So, how can you maximize your chances of reaching five years? Perhaps the most important factor is how well you manage your working capital.

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Topics: Wokring Capital Loan, Short Term Working Capital, Unsecured Business Loans, Small Business Management, Working Capital Management

How to Figure Out Working Capital Needs for Your Business

Posted by Alan Brown on Dec 4, 2018 5:16:57 PM

 

Working capital offers protection to small businesses so you can ensure the continuance of your business operations. Whether you’re trying to weather a financial storm or wanting to take on a large order, it’s important to figure out how much money to borrow through a working capital loan. Here are a few steps you can take to get an accurate understanding of your business needs.

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Topics: Working Capital Management, Working Capital Needs, What Is Working Capital, Working Capital Loan, Unsecured Working Capital Loan, Small Business Management

Can a Microloan Help With Working Capital?

Posted by Alan Brown on Oct 25, 2018 5:19:11 PM

 

As a small business owner, you understand the importance of having enough working capital on hand to stay afloat during tight seasons and thrive during periods of growth. One type of working capital financing has become increasingly popular: the microloan. Find out what it is and how you can utilize this helpful resource to fortify your business’s cash flow needs.

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Topics: Microloan, Working Capital Loan, Unsecured Working Capital Loan, Working Capital Needs, Working Capital Management, Small Business Management

Year 5 and Beyond: How to Grow Your Seasoned Business

Posted by Alan Brown on Aug 29, 2018 4:57:24 PM

 

Surviving (and hopefully, thriving) your first five years as a small business owner is a huge milestone. After all, the vast majority of business fail within this time frame, so it’s a major accomplishment to pass that threshold.

But what should you do in year six?

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Topics: Small Business Growth, Small Business Management, Small Business Owner, Small Business Marketing, Working Capital Management

3 Signs Your Small Business Needs an Accountant

Posted by Alan Brown on Aug 10, 2018 9:49:57 AM

 

When you first started creating your small business, you probably tried to cut costs wherever you could. As the owner, you’ve worn more hats than you can count and have probably utilized free software and apps to perform all kinds of tasks—including accounting. At some point, you may start to wonder if it would make more sense to hire a professional accountant to help your small business. If that’s the case, then check out these threes signs that you may be ready to bring in a pro.

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Topics: Small Business Management, Small Business, Small Business Growth, Working Capital Management, Small Business Accountant

The Benefits of an Unsecured Small Business Loan

Posted by Alan Brown on Jul 26, 2018 4:52:34 PM

 

Looking for a flexible way to inject some working capital into your company? Consider an unsecured small business loan. Here are four key benefits you can take advantage of with this type of business financing.

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Topics: Small Business Loan, Working Capital Loan, Unsecured Business Loans, Small Business Management, Small Business Growth, Working Capital Management

5 Ways to Strengthen Your Working Capital Loan Application

Posted by Alan Brown on Jul 13, 2018 1:47:01 PM

 

Applying for a working capital loan doesn’t have to be a stressful situation. Even if you’re a small or mid-size company, you can easily position yourself to submit a compelling application. Follow these five simple steps the next time you apply for a working capital loan.

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Topics: Working Capital Loans, Working Capital Needs, Working Capital Application, Working Capital Management, Small Business Loan, Working Capital Loan

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