CMS-Working-Capital.jpg

CMS Funding Blog

3 Ways to Optimize Your Small Business Working Capital

Posted by Alan Brown on Mar 8, 2019 4:37:25 PM

 

Managing your working capital wisely is essential in successfully growing your small business. What exactly is working capital? It’s the difference between your company’s assets and liabilities. The goal is to have more assets than liabilities, which gives you more flexibility in covering operational expenses and preparing for growth.

 

Here are three ways to optimize working capital for your business.

Read More

Topics: Working Capital Loan, Small Business Loan, Working Capital Management, Small Business Management, Small Business Growth, Working Capital Strategy

3 Ways to Boost Your Working Capital With Better Inventory Management

Posted by Alan Brown on Mar 8, 2019 4:20:30 PM

 

Staying on top of your inventory management is an incredibly effective way to improve your small business working capital. Having too much capital invested in inventory can put your company at risk if you ever have a need for additional cash on hand. To help better control your inventory levels (and your working capital), follow these three strategic tips.

Read More

Topics: Wokring Capital Loan, Inventory, Inventory Financing, Working Capital Management, Working Capital Strategy

How Much Working Capital Do You Need to Start an E-commerce Business?

Posted by Alan Brown on Feb 21, 2019 5:23:21 PM

 

An e-commerce business can be an excellent alternative to selling products in a brick and mortar store. But even with lower startup and overhead costs, you still need to be realistic with your working capital estimates. Here are a few strategies to successfully start your e-commerce business without needing a ton of up-front working capital.

Read More

Topics: Working Capital Management, Working Capital Needs, Business Management, Working Capital Strategy, Ecommerce

How to Avoid a Cash Crunch with a Working Capital Loan

Posted by Alan Brown on Jan 17, 2019 5:24:48 PM

 

Managing your company's cash flow to avoid any short-term financial issues can be challenging no matter how long you’ve been in business. There are so many variables involved, many of which are out of your control. From consumer household spending to the timing of a customer payment, even the most successful company can face a cash crunch at some point.

Read More

Topics: Budgeting, Working Capital Loan, Working Capital Management, Small Business Management, Short Term Working Capital, Working Capital Strategy

How a Lack of Working Capital Can Hurt Your Company

Posted by Alan Brown on Jan 9, 2019 12:37:07 PM

 

Working capital is the lifeblood of any small business. If your liabilities outweigh your assets (or come pretty close to it), then your working capital is either non-existent or extremely limited. A loan designed specifically to inject working capital into your business can help you overcome a number of potential obstacles.

Read More

Topics: Working Capital Loan, Working Capital Management, Working Capital Needs, Small Business Management, Working Capital Strategy

Working Capital: Is an Aggressive or Conservative Strategy Right for Your Business?

Posted by Alan Brown on Dec 26, 2018 2:32:15 PM

 

Managing your small business’s working capital is a delicate balancing act. A more aggressive strategy involves spending more in order to make more. A conservative approach, on the other hand, requires you to save working capital in order to lower your risk. Which one is best for your company? Keep reading to find out!

Read More

Topics: Working Capital Loans, Working Capital Management, Working Capital Needs, Business Management, Working Capital Strategy

5 and Under: How Young Small Businesses Should Manage Their Working Capital

Posted by Alan Brown on Dec 18, 2018 5:14:34 PM

 

Reaching the fifth year of business is a huge milestone for any company. Once you hit that mark, you’re much more likely to have lasting success for years to come. So, how can you maximize your chances of reaching five years? Perhaps the most important factor is how well you manage your working capital.

Read More

Topics: Wokring Capital Loan, Working Capital Management, Unsecured Business Loans, Small Business Management, Short Term Working Capital

How to Figure Out Working Capital Needs for Your Business

Posted by Alan Brown on Dec 4, 2018 5:16:57 PM

 

Working capital offers protection to small businesses so you can ensure the continuance of your business operations. Whether you’re trying to weather a financial storm or wanting to take on a large order, it’s important to figure out how much money to borrow through a working capital loan. Here are a few steps you can take to get an accurate understanding of your business needs.

Read More

Topics: Working Capital Loan, What Is Working Capital, Working Capital Management, Working Capital Needs, Small Business Management, Unsecured Working Capital Loan

Can a Microloan Help With Working Capital?

Posted by Alan Brown on Oct 25, 2018 5:19:11 PM

 

As a small business owner, you understand the importance of having enough working capital on hand to stay afloat during tight seasons and thrive during periods of growth. One type of working capital financing has become increasingly popular: the microloan. Find out what it is and how you can utilize this helpful resource to fortify your business’s cash flow needs.

Read More

Topics: Working Capital Loan, Working Capital Management, Working Capital Needs, Small Business Management, Unsecured Working Capital Loan, Microloan

Year 5 and Beyond: How to Grow Your Seasoned Business

Posted by Alan Brown on Aug 29, 2018 4:57:24 PM

 

Surviving (and hopefully, thriving) your first five years as a small business owner is a huge milestone. After all, the vast majority of business fail within this time frame, so it’s a major accomplishment to pass that threshold.

But what should you do in year six?

Read More

Topics: Working Capital Management, Small Business Management, Small Business Marketing, Small Business Growth, Small Business Owner

Improve Your Working Capital
Working Capital.jpg

Subscribe to Email Updates

Recent Posts

Posts by Topic

see all