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CMS Funding Blog

Working Capital: Is an Aggressive or Conservative Strategy Right for Your Business?

Posted by Alan Brown on Dec 26, 2018 2:32:15 PM

 

Managing your small business’s working capital is a delicate balancing act. A more aggressive strategy involves spending more in order to make more. A conservative approach, on the other hand, requires you to save working capital in order to lower your risk. Which one is best for your company? Keep reading to find out!

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Topics: Working Capital Needs, Working Capital Strategy, Working Capital Management, Working Capital Loans, Business Management

Do You Need Collateral for Your Working Capital Loan?

Posted by Alan Brown on Dec 21, 2018 4:15:15 PM

 

Gone are the days of small businesses only having the option to work with brick and mortar financial institutions with tight lending habits and slow turn around times. Rather than having to put up company or personal assets as collateral on a working capital loan, many online lenders like us offer loan terms that actually work for the borrower.

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Topics: Unsecured Working Capital Loan, Unsecured Business Loans, Collateral, Working Capital Loans, Working Capital Needs

Short-Term vs. Long-Term Working Capital Loans

Posted by Alan Brown on Dec 11, 2018 5:17:11 PM

 

The biggest difference between short-term and long-term working capital loans is the repayment term. The best loan for your small business depends on your income stream, what you intend to use it for, and when you expect you would be able to pay back the loan in full.

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Topics: Short Term Working Capital, Long Term Working Capital, Working Capital Loans, Working Capital Needs, Unsecured Business Loans

When Refinancing Debt Can Help Your Working Capital

Posted by Alan Brown on Nov 27, 2018 10:47:56 AM

 

Managing your working capital should be at the forefront of any small business owners’ mind. If you have any kind of debt associated with your company, it’s a good idea to periodically consider refinancing. There are a few different ways refinancing can benefit your bottom line, so let’s take a look at each one.

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Topics: Debt Refinancing, Working Capital Needs, Working Capital Loans, Unsecured Working Capital Loan, Small Business Management

Merchant Cash Advances: Pros and Cons for Working Capital

Posted by Alan Brown on Oct 9, 2018 5:31:51 PM

 

Sales-based businesses may consider a merchant cash advance when an infusion of working capital is needed. You’ll receive a lump sum upfront in exchange for an agreed-upon share of future sales that come from debit or credit cards. This kind of short-term financing typically lasts between 6 and 12 months. Is it right for you? Let’s learn more about the pros and cons.

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Topics: merchant cash advance, Working Capital Needs, Working Capital Loans, Small Business Management, Small Business Growth

How to Improve Your Small Business Cash Flow in 2018

Posted by Alan Brown on Aug 8, 2018 5:12:08 PM

 

Ready to whip your small business into shape this year? It doesn’t matter what kind of industry you’re in, there’s always a way to maximize the company’s cash flow to make daily operations run more smoothly. Here are four tips to consider implementing within your company to help your bottom line.

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Topics: Small Business, Small Business Growth, Small Business Management, Cash Flow, Working Capital Loans

5 Growth Strategies for Small Businesses

Posted by Alan Brown on Jul 19, 2018 2:21:14 PM

 

In order to create lasting success for your small business, it’s important to create both short-term and long-term growth plans. Whether your company is barely keeping its head above water or has simply become stagnant, you need to be constantly thinking ahead. Check out these strategies that can help take your business to the next level.

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Topics: Small Business Management, Small Business, Small Business Growth, Working Capital Loans, Growth

5 Ways to Strengthen Your Working Capital Loan Application

Posted by Alan Brown on Jul 13, 2018 1:47:01 PM

 

Applying for a working capital loan doesn’t have to be a stressful situation. Even if you’re a small or mid-size company, you can easily position yourself to submit a compelling application. Follow these five simple steps the next time you apply for a working capital loan.

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Topics: Working Capital Loans, Working Capital Needs, Working Capital Application, Working Capital Management, Small Business Loan, Working Capital Loan

4 Reasons It Might Be Time for a Business Expansion

Posted by Alan Brown on May 1, 2018 10:54:14 AM

 

Expansion. What does this word mean to you? For many business owners, business expansion brings on feelings of excitement for what the future may hold; while other experience the fear of possible failure.

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Topics: Equipment Leasing Strategies, Equipment Leasing, Equipment Financing, Working Capital Loans, Working Capital Management

What Makes Unsecured Business Loans a Great Option for Your Business

Posted by Alan Brown on Mar 26, 2018 10:24:11 AM

 

When choosing to finance your business using credit, you need to find the right type of loan that will help your business grow. Ease of access along with the terms and conditions of the loan are crucial factors to be considered before securing a loan.

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Topics: Unsecured Business Loans, Working Capital Loans, Working Capital Needs

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