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CMS Funding Blog

Can You Use a Working Capital Loan for Professional Development?

Posted by Alan Brown on May 28, 2019 4:56:36 PM

 

Professional development is not only an effective skill-building tool, but it’s also a growing trend among businesses. In fact, research indicates that companies in the U.S. spend over $164 billion annually on employee learning. Needless to say, professional development takes valuable financial resources and it may be worth it to get a working capital loan.

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Topics: Working Capital Loan, Working Capital Management, Working Capital Needs, Business Management, Human Capital, Professional Development

How to Use a Working Capital Loan for a Family Business

Posted by Alan Brown on May 15, 2019 5:17:01 PM

 

When you’re running a family-owned business, your cash flow management is vital, not only to keep your company afloat, but also to ensure your family’s well-being. A working capital loan can help you in a number of ways. Here are four ways you can use one to support your business.

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Topics: Working Capital Loan, Working Capital Needs, Small Business Management, Small Business Growth, Cash Flow, Family Business

When to Expand Your Team With a Working Capital Loan

Posted by Alan Brown on Apr 17, 2019 5:29:09 PM

 

Growth can be good for your business, but smart growth is even better. If you’re thinking about securing a working capital loan to help expand your team, do a bit of analysis to make sure you’re really ready for it. Here are three signs that it’s time to take the next step in hiring by giving your working capital a boost with financing.

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Topics: Working Capital Loan, Working Capital Needs, Business Management, Expansion

Business Credit Cards vs. Working Capital Loans: What’s the Difference?

Posted by Alan Brown on Mar 20, 2019 5:03:26 PM

 

At some point, most small businesses use some type of financing to either cover expenses during down periods or to fuel growth during periods of expansion. Two common options favored by small business owners are business credit cards and working capital loans. Find out the difference between the two so you can make an informed decision the next time you need an injection of capital.

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Topics: Working Capital Loan, Credit Card Alternatives, Working Capital Needs, Credit Cards, Business Credit Cards

3 Ways to Optimize Your Small Business Working Capital

Posted by Alan Brown on Mar 8, 2019 4:37:25 PM

 

Managing your working capital wisely is essential in successfully growing your small business. What exactly is working capital? It’s the difference between your company’s assets and liabilities. The goal is to have more assets than liabilities, which gives you more flexibility in covering operational expenses and preparing for growth.

 

Here are three ways to optimize working capital for your business.

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Topics: Working Capital Loan, Small Business Loan, Working Capital Management, Small Business Management, Small Business Growth, Working Capital Strategy

How to Avoid a Cash Crunch with a Working Capital Loan

Posted by Alan Brown on Jan 17, 2019 5:24:48 PM

 

Managing your company's cash flow to avoid any short-term financial issues can be challenging no matter how long you’ve been in business. There are so many variables involved, many of which are out of your control. From consumer household spending to the timing of a customer payment, even the most successful company can face a cash crunch at some point.

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Topics: Budgeting, Working Capital Loan, Working Capital Management, Small Business Management, Short Term Working Capital, Working Capital Strategy

How a Lack of Working Capital Can Hurt Your Company

Posted by Alan Brown on Jan 9, 2019 12:37:07 PM

 

Working capital is the lifeblood of any small business. If your liabilities outweigh your assets (or come pretty close to it), then your working capital is either non-existent or extremely limited. A loan designed specifically to inject working capital into your business can help you overcome a number of potential obstacles.

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Topics: Working Capital Loan, Working Capital Management, Working Capital Needs, Small Business Management, Working Capital Strategy

How to Figure Out Working Capital Needs for Your Business

Posted by Alan Brown on Dec 4, 2018 5:16:57 PM

 

Working capital offers protection to small businesses so you can ensure the continuance of your business operations. Whether you’re trying to weather a financial storm or wanting to take on a large order, it’s important to figure out how much money to borrow through a working capital loan. Here are a few steps you can take to get an accurate understanding of your business needs.

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Topics: Working Capital Loan, What Is Working Capital, Working Capital Management, Working Capital Needs, Small Business Management, Unsecured Working Capital Loan

Can a Microloan Help With Working Capital?

Posted by Alan Brown on Oct 25, 2018 5:19:11 PM

 

As a small business owner, you understand the importance of having enough working capital on hand to stay afloat during tight seasons and thrive during periods of growth. One type of working capital financing has become increasingly popular: the microloan. Find out what it is and how you can utilize this helpful resource to fortify your business’s cash flow needs.

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Topics: Working Capital Loan, Working Capital Management, Working Capital Needs, Small Business Management, Unsecured Working Capital Loan, Microloan

Everything You Need to Know About an Unsecured Working Capital Loan

Posted by Alan Brown on Oct 3, 2018 5:11:12 PM

 

An unsecured working capital loan can provide your business with the funding needed to get you through a rough patch or grow to your next stage of development. When you apply for this type of small business loan, you can take advantage of several benefits. Learn more to find out if an unsecured working capital loan could be the right financing solution for your company.

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Topics: Working Capital Loan, Small Business Loan, Unsecured Working Capital Loan

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