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CMS Funding Blog

Short Term Vs. Long Term Business Loans

Posted by Alan Brown on Apr 23, 2018 11:01:26 AM

 

Let’s say you've been an established company for a few years now; business is steady overall but sales are on a decline since it’s the off season.

 

You panic because you need capital to pay your employees and replace that old piece of equipment you have in the warehouse. You’re struggling to find the funds internally. A business loan is definitely needed right now, but how do you choose between a short-term loan and a long-term loan?

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Topics: Working Capital Loan, Unsecured Business Loans, Business Capital

Business Capital: Explained

Posted by Alan Brown on Mar 16, 2018 4:35:26 PM

 

Starting a business requires both an entrepreneurial spirit and business capital to keep it going. How do you ensure that sales will increase month over month? What will it take to keep your employees happy? Will your marketing efforts pay off? Business capital is the financial resource you have available to execute your business plan. It exists in a couple of different forms.

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Topics: Business Capital, Working Capital Loans, Equipment Leasing, Working Capital Management

What is Inventory Financing and How Does it Work?

Posted by Alan Brown on Dec 28, 2017 11:32:19 AM

 

Getting access to business financing is a critical aspect when running a business. However, you will mostly likely run into times when your business might face cash flow problems, and in turn you fail to achieve your financial goals. This can happen when your customers delay to settle their bills or if unexpected expenses pop up. When you run out of cash to stock the products that your customers need, inventory financing becomes very beneficial.

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Topics: Working Capital Loans, Inventory Financing, Inventory, Business Capital

Why Working Capital Makes Sense for Healthcare Professionals

Posted by Alan Brown on Dec 13, 2017 9:55:10 AM

 

Long after happy, healthy patients leave your office, you may find yourself chasing down insurance agencies waiting on payments.

 

Unfortunately, that alone can make running a medical practice difficult in terms of cash flow. While you know that income is arriving eventually, utilities and rent on your facility might not be so forgiving when it comes to late payment.

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Topics: Medical Practice, Medical Working Capital Loans, Healthcare, Business Capital

3 Common Mistakes Made When Handling Business Capital

Posted by Alan Brown on Nov 20, 2017 2:28:12 PM

 

Besides providing valuable services and products, proper financial management is among the most important aspects of a successful business.

 

There are several common mistakes businesses make in their capital budgeting that could easily be avoided. Here are a few common mistakes that could trip up your business.

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Topics: Business Capital, Working Capital Loan, Equipment Leasing, Equipment Financing, Managing Capital

4 Ways to Improve Business Working Capital

Posted by Alan Brown on Nov 16, 2017 4:28:52 PM

 

Every business needs positive cash flow. The more cash on hand, the more flexibility the company has in reaching its goals. There are multiple ways to boost business working capital, and the more ways you do so, the more powerful of solutions you'll have for managing your business. While a business loan can shore up a variety of situations, there are also a few in-house methods that can be taken to reduce how much you are spending and gain more financial freedom.

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Topics: Business Capital, Working Capital Loan, Improve Capital

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