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CMS Funding Blog

Short-Term vs. Long-Term Working Capital Loans

Posted by Alan Brown on Dec 11, 2018 5:17:11 PM

 

The biggest difference between short-term and long-term working capital loans is the repayment term. The best loan for your small business depends on your income stream, what you intend to use it for, and when you expect you would be able to pay back the loan in full.

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Topics: Short Term Working Capital, Long Term Working Capital, Working Capital Loans, Working Capital Needs, Unsecured Business Loans

How to Figure Out Working Capital Needs for Your Business

Posted by Alan Brown on Dec 4, 2018 5:16:57 PM

 

Working capital offers protection to small businesses so you can ensure the continuance of your business operations. Whether you’re trying to weather a financial storm or wanting to take on a large order, it’s important to figure out how much money to borrow through a working capital loan. Here are a few steps you can take to get an accurate understanding of your business needs.

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Topics: Working Capital Management, Working Capital Needs, What Is Working Capital, Working Capital Loan, Unsecured Working Capital Loan, Small Business Management

When Refinancing Debt Can Help Your Working Capital

Posted by Alan Brown on Nov 27, 2018 10:47:56 AM

 

Managing your working capital should be at the forefront of any small business owners’ mind. If you have any kind of debt associated with your company, it’s a good idea to periodically consider refinancing. There are a few different ways refinancing can benefit your bottom line, so let’s take a look at each one.

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Topics: Debt Refinancing, Working Capital Needs, Working Capital Loans, Unsecured Working Capital Loan, Small Business Management

6 Technology Upgrades to Get With Equipment Leasing

Posted by Alan Brown on Nov 13, 2018 5:13:47 PM

 

Leasing your technology equipment comes with several benefits. First, you can save a lot of money upfront compared with purchasing all (or even some) of it outright. Second, you can avoid the headache of dealing with outdated equipment and simply upgrade to the newest model or version when your lease is up.

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Topics: Equipment Leasing, Equipment Financing, Equipment Upgrades, Technology Equipment Leasing, Business Management

Vendors Only: 4 Things Small Business Owners Expect From Equipment Vendors

Posted by Alan Brown on Nov 12, 2018 9:58:01 AM

 

Small business growth continues to rise throughout the U.S. and is largely responsible for fueling broader economic growth trends recently. As an equipment vendor, you’re uniquely poised to take advantage of this success by refining your marketing plan and customer experience to truly target small business owners.

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Topics: Equipment Vendors, Vendor Program, Vendor Financing, Equipment Financing, Equipment Leasing

Vendors Only: 3 Ways Equipment Vendor Financing Can Increase Sales

Posted by Alan Brown on Nov 8, 2018 1:39:32 PM

 

Vendor financing is ideal for companies that sell high-priced equipment. Most small business owners aren’t in a position to buy these items outright (or prefer not to), making some type of financing an essential component of closing the deal. Learn how you can increase your equipment sales by incorporating a lender partnership into your website.

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Topics: Vendor Financing, Vendor Program, Equipment Vendors, Equipment Leasing, Equipment Financing

4 Signs Your Office Needs New Furniture (And How to Finance It)

Posted by Alan Brown on Nov 2, 2018 1:29:58 PM

 

Your receptionist may have been hinting at a new desk chair for months, but when is it time to pay attention to these requests? Here are four signs that your office may be ready for some new furniture. And before you say, “It’s not in the budget,” consider an alternative, cost-effective option like equipment leasing.

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Topics: Equipment Leasing, Equipment Financing, Small Business Growth, Small Business Management

Is Leasing Agricultural Equipment Worth It?

Posted by Alan Brown on Oct 31, 2018 4:19:44 PM

 

Managing an agricultural business can be quite capital-intensive. And with profits generally being seasonal, it’s important to manage your cash flow wisely. You may wonder, then, if it would be better for your business to choose equipment leasing over an outright purchase. Here’s a rundown of both the pros and cons associated with agricultural equipment leasing. These points can help you decide the best choice for your business, both in terms of finances and operations.

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Topics: Equipment Leasing, Equipment Financing, Agricultural Equipment Leasing, Small Business Management

Can a Microloan Help With Working Capital?

Posted by Alan Brown on Oct 25, 2018 5:19:11 PM

 

As a small business owner, you understand the importance of having enough working capital on hand to stay afloat during tight seasons and thrive during periods of growth. One type of working capital financing has become increasingly popular: the microloan. Find out what it is and how you can utilize this helpful resource to fortify your business’s cash flow needs.

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Topics: Microloan, Working Capital Loan, Unsecured Working Capital Loan, Working Capital Needs, Working Capital Management, Small Business Management

Construction Equipment Leasing: Pros and Cons

Posted by Alan Brown on Oct 23, 2018 12:04:49 PM

 

Construction equipment often comes with a hefty price tag, so it’s important to consider your financing options carefully. No matter what stage of business your company is in, it’s worth considering equipment leasing as opposed to financing or outright purchasing some or all of your assets. Here’s a rundown of the pros and cons associated with construction equipment leasing so you can choose the best option for your business.

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Topics: Construction Equipment Leasing, Equipment Leasing, Equipment Financing, Equipment Leasing Strategy

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